Cross-Border Planning
Moving, returning, and the financial order of operations when your life changes countries.
Canada · United States
For Canadians and Americans making the move
Helping you move across the border.
Experts sharing what they know to make your move easier. Plain-language guidance on the investment, tax, accounting and compliance questions that come with a life on both sides of the Canada–U.S. border, and the right people to call when you need more.
Explore topics
Everything is organised by the questions people actually ask when their life spans two countries.
Investments
Retirement accounts, brokerage rules, currency and what each country thinks of the other’s products.
Tax & Compliance
Dual filing, treaty relief, withholding, and the forms that carry large penalties when missed.
U.S. / Canada Regulations
Residency tests, reporting thresholds and the rule changes that affect dual-country households.
Real Estate
Buying, holding, renting and selling property on the other side of the border.
Immigration & Mobility
Visas, permanent residency, citizenship, snowbird day counts and what each status means for money.
Estate Planning
Wills, trusts, probate and estate tax when heirs and assets sit in two countries.
Industry Insights
Commentary from practitioners on trends, policy and the practice of cross-border advice.
Latest articles
Practical, plain-language pieces from people who do this work every day.
Cross-Border Planning
Cross-Border Investment Handbook: executive summary
A quick guide for Americans moving to Canada with roughly $1M or more in investable assets: the key risks, the fixes and a timeline.
Cross-Border PlanningEditor’s pick
Top 10 cross-border wealth management tips
A practical guide to moving wealth across the border: the ten things that decide whether a move between Canada and the U.S. goes smoothly or costs you thousands.
Cross-Border Planning
Pre-Move Sprint: the 90 days before Canadian residency
How Americans moving to Canada minimize tax, avoid account freezes and prepare documents in the 90 days before residency.
Featured resources
Guides, tools and a referral network vetted for cross-border experience.
Guides & reports
Cross-Border Investment Handbook
Executive summary for Americans moving to Canada with $1M or more in investable assets: risks, fixes, timeline and checklist.
Guides & reports
Pre-Move Sprint: 90-day plan
What to do at 90, 60 and 30 days before Canadian residency to avoid frozen accounts and double taxation.
Guides & reports
Post-Move Action: first 120 days
Stabilize accounts, remove PFICs, build one compliance calendar and settle your currency mix in the first four months.
Trusted Professionals
Need a professional who knows both sides?
Vetted cross-border specialists in six service areas. Tell us what you need and we route your request to the right person.
Request an introductionWhy Cross Border Wealth
Credentialed contributors
Every article names its author, their designations and their firm, with a disclosure line.
Reviewed before publishing
Content is edited and checked by the Cross Border Wealth team before it appears. Nothing is user-posted.
Independent and educational
We explain; we do not sell products or give personal advice. When you need advice, we connect you with a licensed professional.